The Money Advice Service
Free and impartial money advice, set up by the Government
Find out what benefits you are entitled to:
Making sure you are getting the right entitlements
If you are on a low income, you might be entitled to extra benefits and entitlements. Find out more about what is available.
Disabled Students’ Allowance
Help if you are a student with a learning difficulty, health problem or disability
If you are going on to further education and need some financial support, there are some options. Here are the grants, loans available in England, and where to go for more information.
Find out more about more about the definition of a full-time student for benefit purposes and whether you can claim any benefits or tax credits
Full time students and benefits – who is a full-time student for benefit purposes?
Full time: Click Here
Part time students and Benefits
Advanced Learner Loans
If you are aged 19 or over and are thinking about further education or training in England, you might qualify for an Advanced Learner Loan. It is easy to apply for and you won’t have to pay anything back until you are earning of £25,725 a year.
To apply online
Grants and benefits if you’re studying and have a baby
If you are a student at college or university with a baby, you could qualify for student finance to cover everything from living expenses and learning costs to travel and childcare grants. The benefits you might be able to claim if you are studying and have a baby depend on:
Care to Learn
The Care to Learn scheme can help with childcare costs while you study. You must be aged under 20 at the start of your course. The scheme is available for publicly-funded courses in England.
Find a nursery place
Parents’ Learning Allowance
Grants and Bursaries for Adult learners
Adult learners can apply for grants and bursaries to help pay for courses and training. Usually, you do not have to pay this money back.
You may be able to get help with the cost of term-time accommodation if you are studying a further education course that is far from your home. How much you get depends on your household income.
Universal Credit for students
Guidance on claiming Universal Credit if you are a student. Universal Credit is a monthly payment to help with your living costs. You may be able to get it if you’re on a low income or out of work.
You cannot usually get Universal Credit if you’re studying full-time. There are exceptions.
General Advice of Benefits and Grants
Find welfare benefits and grants information, that is relevant to you. Search by your situation or use the A-Z of benefits if you know the name of the benefit you want to find out about.
Student Finance Calculator
This calculator is for students from England or European Union (EU) starting a new undergraduate course in academic years:
Use the student finance calculator to estimate:
Your result will be more accurate if you know your annual household income (your parents’ or partner’s income plus your own).
Repaying your Undergraduate student loan
Once you leave study and start earning over a certain amount, your student loan repayments will begin. Here’s how your monthly repayments are calculated and made.
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